Money Assistance Louisiana
Louisiana has the second highest poverty level rate according to Poverty USA. Some 19.8 percent of residents live in poverty and 27.7 percent of children are considered to be living in poverty. If you are having financial difficulties or are dealing with a financial emergency, learn about the different Louisiana state assistance programs below and get help with your bills today.
Assistance with utilities: If you need help paying your utility bills, you can get help through the Low Income Home Energy Assistance Program. Residents can receive a discount or financial subsidy to help cover the cost of monthly utility bills. In addition, Entergy Louisiana can help residents find the right program like assistance for residents who have life-sustaining, electrically operated equipment, who may qualify for special payment arrangements.
Food Assistance: Louisiana residents can get help with food through the Supplemental Nutritional Assistance Program (food stamps). The program offers a monthly stipend for use on groceries. Pregnant women can get help through the Women, Infant and Children program which offers monthly checks for approved food items. Families may be able to get help with free or reduced breakfast and lunch for their children if they meet income standards. If you qualify for food stamps, you’ll automatically qualify for free breakfast/lunch through the school district, though you still must submit an application.
Personal Loan Help: Qualifying for a mainstream loan from a bank can be difficult if you are on a low income or have bad credit. Many borrowers turn to payday type loans because they are unaware of better options for them. There are actually specialty loans that need to be asked for from banks as well as other types of loans from non-profits in addition to government benefits. Learn about these different loan or lending products here.
Rent and Mortgage: If you need help paying your monthly rent or mortgage payment, you may qualify for subsidized housing through the Department of Housing and Urban Development. Residents may get low-rent homes through Section 8 housing or apply for financial assistance to help cover the cost of rental deposits and monthly payments. You may be able to get help if you are concerned about losing your home through Unity. The program is designed to help prevent homelessness.
Medical Assistance: Residents who need help covering their medical expenses can get help through the state Medicaid program which offers free medical insurance to low-income families and handicapped individuals. If you don’t qualify for Medicaid (which is based on income), your children may still be eligible for low-cost insurance coverage through the Children’s Health Insurance Program (CHIP). Residents can also take advantage of income-based clinics.
Educational Assistance: Potential students can get help covering their college tuition and books through the Federal Pell Grant Program. The program provides free grants to low-income families. Funds are distributed on a semester basis and require that students attend full-time. Students can get access to loans, grants and other financial information through the Louisiana Office of Student Financial Assistance. In addition, parents with small children can get help with early education through the Head Start Program which helps at risk students get an early start in school.
Community Action Centers: If you need additional help with accessing public services or finding work you can find assistance at a local community action center. The Louisiana Community Action Agency helps low-income families find assistance. In addition, they can help you apply for help in emergency situations and they also offer education and employment services to help individuals become self-sufficient.
Charities: Even though Louisiana has a very high poverty rate, it ranks as the 45th most giving state. With people and charities willing to offer a lending hand, there are many resources available to those in need including Catholic Charities, Daughters of Charity, and Community Health Charities. Learn about more charities at the Office of the Attorney General.