Money Assistance Missouri
According to Poverty USA, Missouri ranks in the bottom half of states for poverty level rates, sitting at number 29. With almost 16 percent of the state population considered to be living in poverty and roughly 22 percent of children living at or below the poverty line, there are many people who can use a bit of financial assistance. If you are finding it difficult to pay your bills and make ends meet, you may qualify for a range of financial assistance programs offered throughout the state.
Assistance with Utilities: Residents of Missouri can get help with their utility bills through the Low Income Home Energy Assistance Program. This program offers a financial subsidy to help offset the cost of heating bills. Low-income families may also qualify for free resources to help winterize their home. In addition, the HeatShare program helps cover utility expenses for the disabled, low-income families, the elderly and families with an immediate financial hardship. Funds are provided to help pay electricity or gas bills and for the purchase of wood, oil or propane.
Food Assistance: If you are struggling to purchase groceries, you may qualify for help through the state food stamps program. The Supplemental Nutrition Assistance Program offers a monthly stipend to low-income families. The money can be used to purchase food from participating grocery stores. In addition, pregnant women and women with children under 5 may qualify for assistance through the WIC program. If you have school-aged children, you may also qualify for the free or reduced lunch program through your local school district. A family of four must make less than $44,000 per year to qualify for food assistance.
Loan Help: Learn about the different responsible lending options available through government benefits, non-profits and banks. Did you know that many banks have specialized low income loans for those who need financial assistance and don’t qualify for mainstream loans? See loan types here
Rent and Mortgage: Missouri residents who are struggling to pay their rent or mortgage may be able to find low-cost housing through the Section 8 Housing program. In addition, the Department of Housing and Urban Development offers grants to provide help with deposits, down payments and monthly housing costs. You may also qualify for financial assistance through the state Temporary Assistance Program which provides cash to help pay bills, debts and monthly expenses. Residents can apply for TANF here.
Medical Assistance: Residents who need help paying medical bills may qualify for free health coverage through the state Medicaid program. In addition, residents may qualify for help through the Spend Down Program which offers payment assistance for families that don’t qualify for Medicaid. The program is designed to help the disabled and families who don’t qualify for Medicaid but cannot afford to pay for health insurance themselves.
Educational Assistance: Families with small children may qualify for early-education programs thorough the Head Start Program. Children from low-income families can get help with preschool and other education resources. In addition, students interested in paying for college can apply for help through the Federal Pell Grant Program or apply for help through the National Guard Education Fund.
Community Action Centers: If you need additional assistance applying for jobs, finding educational resources or looking for more help from the community, you can get help through the Missouri Association of Community Action. Community Action Centers provide training, assistance and advocacy to individuals in need.
Charities: According to WalletHub, Missouri ranks as the 21st most giving state in the country. If you need help but cannot qualify for public assistance, you may be able to get help from local private and public charities. Some of the largest charities in Missouri include the ALS Association, Guardian Angel Settlement Association and Homelessness Reversed.