Money Assistance Nebraska – Help paying bills, rent, loans & more
According to Poverty USA, Nebraska is ranked as at number 17 among states for poverty levels. With 13.2 percent of the population considered in poverty and 17.7 percent of children considered to be living in poverty. If you are dealing with financial hardship and need financial assistance to help cover general living costs, you may qualify for short and long term help.
Below are multiple ways to get financial help in Nebraska. Services that include help paying bills, rent, food/groceries, personal loans, debt relief and as mentioned various government benefits and support agencies across Omaha, Lincoln, Bellevue and all other cities in Nebraska.
Social Security Loans (SSI)
Many residents living in Nebraska collecting Social Security may qualify for more financial assistance through SSI. For those whose only income is Social Security and you are in need of a loan, there may be specialist lenders who will assist. Learn more about SSI and other social security loan options here.
Assistance with Utilities: Low-income residents may qualify for assistance with their utility bills through the Low Income Energy Assistance Program. Residents can get help with heating and cooling expenses and may qualify for emergency repair assistance. In addition residents can receive free help to winterize their homes.
Loan Assistance: Certain circumstances may require cash and getting the right type of loan is crucial to stay in control of your finances. It’s also important to avoid making important decisions while under financial duress. Learn about responsible lending options here.
Food Assistance: Nebraska residents can get help with their monthly food expenses through the Federal Supplemental Nutrition Assistance Program (SNAP). This food stamps program provides a monthly stipend based on family size and income to help provide food for their home. Additionally, pregnant women or women with children under five can apply for assistance through the WIC program. If you don’t qualify for help through the SNAP program you may be able to get food from a local Food Pantry.
Rent and Mortgage: Low-income families can qualify for help with lower-cost housing in Section 8 homes and apartment complexes. Some areas have lengthy waiting lists an individuals must prove eligibility before approval. If you ae interested in purchasing a home, you can get help with down payments through the Nebraska Investment Finance Authority HBA program which offers some money towards a down payment. You must provide proof of financial eligibility.
Medical Assistance: Nebraska residents may qualify for medical assistance through the state Medicaid program. The program offers free health insurance to families and individuals who show financial eligibility. Additionally, children may qualify for low-cost insurance through the Children’s Health Insurance Program (CHIP) if the family does not qualify for Medicaid coverage.
Educational Assistance: Students who plan to attend college can apply for a Federal Pell Grant, which provides free money for college courses. Student’s must meet specific financial guidelines and agree to continue attending college full-time. In addition, the state provides assistance for low-income families with young children through the Head Start program. At-risk students can get free early education to help assist them before kindergarten. Potential students can get their entire college education paid for if they agree to serve in the National Guard for at least 6 years. The Nebraska Department of Education also offers loan forgiveness programs for teachers enrolled in eligible programs.
Community Action Centers: Residents can get more help with education, food, home and medical needs through Community Action of Nebraska. This resource provides access to information on block grants, public assistance and other programs throughout the state. Your local community action center can provide access to employment assistance as well as homeless shelters and other programs.
Charities: According to WalletHub, Nebraska is ranked as the 5th most giving state in the country! With so many people willing to help out, there are plenty of charities available for families and individuals in needs. Some charity programs you may consider include: Catholic Charities, the Ronald McDonald House, Habitat for Humanity and Red Cross. Homeless residents can find shelter at People’s City Mission or the Siena/Francis House. Individuals or families with medical needs may be able to find help though the Community Health Charities of Nebraska.
Learn more about free items and other money assistance services in Nebraska, including: Free clothes, furniture, car, school accessories, help with fines, seasonal items & more!
The below services are in general and may not be available in Nebraska. However, if not available, many may have partnerships with other organizations through out the state that they can connect you with.
Free Hotel or Motel Vouchers for the Homeless or Emergencies
Those experiencing hardship and are without a roof over their head can access different types of short and possibly longer term accommodation throughout Nebraska. Learn more about accommodation assistance in here.
Dealing with tickets or fines
If you have unpaid tickers or fines, avoiding them will only create further financial and credit problems. Learn about ways to get assistance with dealing with fines in Nebraska, from requesting a waiver or challenging inaccurate fines. Get the information you need to tackle fines here.
How to get a free laptop or computer
Low income families have a range of organizations that provide free technology assistance such as computers and laptops throughout the country including Nebraska. Learn about what free computers and laptop organizations are near you and how to apply here.
Getting a free or low cost car
At any given time there are different organizations that assist low income earners with transportation. Across the country and in Nebraska there are different services that assist people with getting a vehicle. Learn more about free cars, how to get one and where to apply.
How to get free gas for emergencies
Gas prices in Nebraska like most of the country are extremely high. This can put serious strain on the family budget. For those dealing with cashflow issues and finding it hard to put fuel in the car, there is help. Learn how to get free gas for emergencies through free gas vouchers.