Help With Medical Bills
Learn about the different assistance programs to help with medical bills and provide lower cost healthcare. There are a range of services which have been put in place to help low income earners, seniors and people who don't have health insurance or are currently having issues paying their medical bills.
The Basic Health Program
The Basic Health Program allows your state to offer you medical coverage that is more affordable. As long as you are a legal resident of the state and you are ineligible for Medicaid or CHIP, you might qualify.
The idea here is to fill the need for those who either earn too much to qualify for Medicaid or who are legal residents, but not yet citizens of the United States. You should go online and check the Federal Poverty Level for your state because depending on the individual state’s regulations, if your income exceeds this by 133% to 200% coverage under the Affordable Care Act could be the alternative for you.
Medical care here is basic but comprehensive enough and is based on the health benefits covered by the Affordable Care Act. The state will assist with the payment of premiums and the sharing of costs to an amount not exceeding what you would have paid on a market-based plan.
Check the Basic Health Plan’s website if you are interested in learning more about the benefits and eligibility requirements.
The Health Resources and Services Administration (HRSA)
If you have no health insurance at all, the HRSA Health Centers are a great option for you. You will need proof of income as the price you pay for your care will depend on how much you are able to afford.
You and your whole family can be treated at a health center and services range from the basic, such as annual checkups to the more complex, such as substance abuse issues. Pregnant women qualify for complete care and children’s care and immunizations are covered as well. Basic dentistry is also covered under the HRSA’s coverage scheme.
There are health centers in most metro areas and quite a few in rural areas as well. There is bound to be one in a town near you, if not actually in your own town. Search for a Center near you.
The National Association of Free and Charitable Clinics (NAFCC)
The NAFCC is a non-profit organization that wants to help you to find more affordable healthcare. They provide support to over 1,200 free clinics all across the United States. These free clinics support the idea that everyone has a right to decent standards of health care that they need and deserve. They promote awareness of the issue, encourage volunteers to assist and act as an advocate for the privately run free clinics.
If you are unable to qualify for any form of government assistance but are still in need of medical assistance, the NAFCC’s website can point you in the right direction. Find a free clinic near you today.
Free or low cost healthcare and prescription medications can be found at NeedyMeds, a incredible online resource which connects users to local free or low cost healthcare services within their area. The site is easy to use and not only provides great detail on programs and services in your immediate area but also how to apply.