Money Assistance Alabama
In Alabama, 18.7% of residents are considered to be living in poverty. Poverty USA goes on to rank the state at a poverty level of 44 out of 50 when compared to other states. This means that there are substantial amount of families and individuals doing it tough. Fortunately, the state of Alabama has various programs aimed at easing the financial burden.
Assistance with Utilities: For assistance with utilities, the Low Income Home Energy Action Center (LIHEAP) can help Alabama residents. This is an income based program and eligible individuals may have an income that is up to 150% of the poverty level. If you do not qualify for LIHEAP, Operation Warm is a program organized by the Community Action Partnership of North Alabama that helps to offset utility bill costs for needy families or individuals.
Food Assistance: Within Alabama, the Food Assistance Division makes the Supplemental Nutrition Assistance Program (SNAP) available to families that need help buying food. The goal of the program is to end statewide hunger and improve nutrition. SNAP provides monthly benefits that can be used to buy food from participating stores. This program is income based. Food pantries are also available to Alabama residents in need that do not qualify for assistance from SNAP.
Loan Assistance: If you are having difficulties qualifying for a loan. Visit our low interest low income loans section and learn about great options. Avoid expensive micro or payday loan providers and see how a specialty loan from the banks, credit unions or non-profits can help.
Rent and Mortgage: The U.S. Department of Housing and Urban Development can help Alabama residents with rent and mortgages. For help with rent, subsidized apartments can help apartment owners to offer reduced rent to low income tenants. Public Housing Agencies (PHA) exist and can provide lowered rent with the use of Housing Choice Vouchers. These vouchers are used to pay the landlords the rest of the portion of rent. If you’re a homeowner and you need assistance with your mortgage, contact Alabama Government Mortgage Help.
Medical Assistance: For medical assistance in Alabama, there are programs aimed to help residents have access to healthcare. For children, the All Kids children’s health insurance program is available to offer low cost insurance for children who are under the age of 19. Medicaid is available for low-income pregnant women, children, certain individuals on Medicare, disabled individuals and nursing home residents in order to pay for medical and long term care services.
Educational Assistance: For Educational Assistance, Alabama Residents can turn to The Office of Student Assistance. This program administers various state sponsored financial aid programs for students. These include the Alabama Student Assistance Program, the Alabama Student Grant Program, the Alabama national Guard Educational Assistance Program and the Police Officer’s and Firefighter’s Survivor’s Educational Assistance Program. Every one of these programs is aimed at making higher education more accessible and affordable.
Community Action Centers: The Community Action Association of Alabama is an organization aimed at fighting poverty. They work to make local, state, federal and private resources more available to the residents of Alabama who are in need. They coordinate various assistance programs in Alabama.
Charities: Charities exist because there are people and organizations that want to help. If you or your family is in need of assistance, reach out to one of the available charities in Alabama. Catholic Charities is a charity that will assist qualifying residents regardless of their religion, race, age or gender. They offer help with food, emergency financial aid, housing, clothing and even holiday assistance.