Money Assistance North Carolina

According to Poverty USA, North Carolina ranks number 40 among the other states in terms of its poverty level. 17.9% of residents are living at or below the federal poverty level. This is a huge issue on the local, state and national level, so North Carolina has coordinated programs that are designed to help low-income families and individuals in need. If you are having issues paying bills or need financial help, review the below programs for North Carolina residents.

Assistance with Utilities: If you’re having trouble affording your utility bills, there are quite a few assistance programs in North Carolina that aimed at helping those in need. One of the most notable programs that can help is Share the Warmth funded by Duke Energy. The program is administered by community action agencies and non-profit organizations all across the state. They provide financial assistance in order to help low-income individuals pay their utility bills throughout the winter.

Food Assistance: The North Carolina Division of Social Services administers Food and Nutrition Services (FNS) for low-income families. Eligibility is determined by income and family size. This program is designed to give residents in need monthly benefits that can be used to purchase food.

Loan Assistance: When on a low income it can be difficult to obtain a personal loan. Fortunately there are great specialty loans which are designed for those on a low income or with bad credit (not payday loans). These loan options are provided by certain banks, credit unions and non-profits. Learn about these different loan options here.

Rent and Mortgage: With so many people in the Unites States having trouble finding affordable housing, the federal government has made programs available for North Carolina residents. The program, often referred to as HUD is administered by the U.S. Department of Housing and Urban Development and creates reduced rental availabilities. HUD housing makes it easier for apartment owners to make subsidized apartments available. The second option is Section 8 housing. Vouchers are used to supplement rent payments to certain Public housing. HUD can also help you if you’re a homeowner by assisting you in avoiding foreclosures.

Medical Assistance: In North Carolina, residents in need of medical assistance can enroll in Medicaid. It is a program administered by the North Carolina Division of Medical Assistance and it’s designed to pay for healthcare for eligible individuals. Health Choice for Children is a health insurance program that is available for low-income children whose families aren’t eligible for Medicaid.

Educational Assistance: The North Carolina State Education Assistance Authority is the go to source of educational assistance for North Carolina residents. They make financial assistance such as loans, grants and scholarships from the state and federal level available to any individual pursuing higher education. Their goal is to promote access to these financial aid opportunities by collaborating with schools through outreach activities.

Community Action Center: The Community Action Association in North Carolina coordinates various local, state and federal programs that are aimed at helping North Carolina residents. They work as advocates for these residents when dealing with policymakers. The primary goal of this community action center is to reduce the number of people struggling because of poverty.

Charities: There are many charities in North Carolina willing to help the residents, but one of the biggest is Catholic Charities. They have dedicated themselves to providing resources to those in need. Regardless of race, religion, gender or age, they offer help with housing, food, financial aid, clothing and holiday assistance. Other local charities include Ronald McDonald House Charities and The Salvation Army.

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