Money Assistance Nevada – Help paying bills, rent, loans & more

Nevada is one of the lowest ranking states in regards to unemployment with an unemployment rate of 7.7 percent. Only three states rank lower. Combined with a poverty level of 15.8 percent, many households need financial assistance to help cover monthly expenses. If you are among those who need a little extra help to get bills covered each month, there are resources available.

Below are multiple ways to get financial help in Nevada. Services that include help paying bills, rent, food/groceries, personal loans, debt relief and as mentioned various government benefits and support agencies across Nevada.

Assistance with utilities: While Nevada may not have as many chilly months as some of the other states in the region, Nevada residents definitely need access to air-conditioning to get through the hottest days in the summer which easily surpass 100 degrees during the day. You can get help paying for your utility bills through several different programs including SAFE which offers assistance to families that may not qualify for state programs, but need help due to a financial difficulty. Project REACH provides utility assistance to residents over 62 years of age and National Reserve and National Guard members. If you meet financial requirements you may qualify for assistance through the state LIHEAP program.

Loan Assistance: If you are in need of a cash injection, there are some responsible options out there. However, if you are already struggling to make ends meet, a loan may not be a good option and put you in a worst financial situation. Depending on your situation, the assistance programs throughout this site may be more beneficial.

Social Security Loans (SSI)
Many residents living in Nevada collecting Social Security may qualify for more financial assistance through SSI. For those whose only income is Social Security and you are in need of a loan, there may be specialist lenders who will assist. Learn more about SSI and other social security loan options here.


Food Assistance: Families who are struggling to get enough food for their families can get help through the Supplemental Nutrition and Assistance Program offered through the Nevada Division of Welfare and Supportive Services. Residents must meet state requirements regarding poverty level and provide proof of financial need. If you do not qualify for state assistance you may be able to get help through one of the several food pantry locations in the state. You can find a list of food pantry sites here. Women with children may also qualify for assistance through the WIC program. WIC provides educational resources as well as a monthly stipend for specific foods.

Rent and Mortgage: Families and individuals who are having a hard time making rent or mortgage payments may qualify for assistance. If you are a low-income family and want to purchase a home you may qualify for help through the Home Today program. Interested buyers submit an application. The program purchases the home and you make lease payments until you are ready to purchase the property. The WISH program provides assistance with a down payment towards a home. The program matches the buyers contribution times 3. If you put $5,000 towards your home payment, the program will offer $15,000 to assist towards your down payment,

Medical Assistance: Individuals living on a low income will likely qualify for assistance through the state Medicaid or Medicare program. In addition, you may also qualify for low-deductible insurance for children through the CHIP program. You can also access free or low-cost medical care through the Medical Outreach program.

Educational Assistance: In addition to the Federal Pell Grant program, students may qualify for assistance with college courses through Army Benefits of the Veterans Affairs program. Students may qualify for tuition assistance if they opt to attend a state college.

Community Action Centers: There are several community action centers in Nevada including specialty centers like The Rape Crisis Center. Nevada is also partnered up with California in the Cal/Nev Community Action Partnership. The organizations help provide financial and educational assistance to qualifying individuals. The purpose of these centers is to reduce poverty levels and encourage self-sufficiency among residents.

Charities: In a study done by CNN, Nevada ranked at 41 for most charitable states with just over 3 percent of their residents indicating that they had donated to charity or volunteered in the last year. Even so, there are plenty of options for needy families and individuals including the Ronald McDonald House, A Lift Up Charity and various Catholic Charities.


Learn more about free items and other money assistance services in Nevada, including: Free clothes, furniture, car, school accessories, help with fines, seasonal items & more!
The below services are in general and may not be available in Nevada. However, if not available, many may have partnerships with other organizations through out the state that they can connect you with.

Free Hotel or Motel Vouchers for the Homeless or Emergencies
Those experiencing hardship and are without a roof over their head can access different types of short and possibly longer term accommodation throughout Nevada. Learn more about accommodation assistance in here.

Dealing with tickets or fines
If you have unpaid tickers or fines, avoiding them will only create further financial and credit problems. Learn about ways to get assistance with dealing with fines in Nevada, from requesting a waiver or challenging inaccurate fines. Lots of tickets are handed out in Las Vegas every year. Get the information you need to tackle fines here.

How to get a free laptop or computer
Low income families have a range of organizations that provide free technology assistance such as computers and laptops throughout the country including Nevada. Learn about what free computers and laptop organizations are near you and how to apply here.

Getting a free or low cost car
At any given time there are different organizations that assist low income earners with transportation. Across the country and in Nevada there are different services that assist people with getting a vehicle. Learn more about free cars, how to get one and where to apply.

How to get free gas for emergencies
Gas prices in Nevada like most of the country are extremely high. This can put serious strain on the family budget. For those dealing with cashflow issues and finding it hard to put fuel in the car, there is help. Learn how to get free gas for emergencies through free gas vouchers.