Money Assistance Illinois
Illinois falls right in the middle in terms of poverty level, ranking at number 25 according to PovertyUSA. With 15 percent of the population living in poverty and 20.7 percent of children at or below the poverty level, there are many individuals and families in need of financial assistance. There are many people dealing with unemployment or low-paying jobs and need assistance to help cover their bills. If you are among those who need help covering some monthly expenses, you may qualify for assistance through one of the many available programs.
Assistance with utilities: If you need help paying your utility bills you could qualify for help through the Illinois Low Income Home Energy Assistance Program which helps low income families cover heating expenses. In addition, Ameren offers assistance based on income levels, which allows residents to pay a percentage of their income towards utilities. ComEd offers income based payment plans, assistance for cooling bills in the summer assistance for seniors and a residential hardship fund which offers help for families suffering a hardship from military service, disability or job loss.
Food Assistance: Illinois residents can get help with their monthly food expenses through the state Food Stamps (Supplemental Nutritional Assistance Program) Program. The program offers a monthly stipend to help subsidize the cost of food expenses on a monthly basis. In addition, pregnant women and women with young children (under the age of 5) can get help through the Women, Infant and Children’s program. Women are given access to monthly food checks and educational resources. Families with school-aged children can get help by applying for free or reduced lunch through their local school district.
Loan Assistance: If you have had an unexpected expense pop up that requires cash, there are a range of responsible lending options available. Learn about different specialty loans through the banks in addition to non-profit and government based services as well. Get more detail here.
Rent and Mortgage: If you need help finding a place to stay, you can find emergency housing services through the Homeless Prevention program. The program also offers assistance with payment of past due rent (up to three months), help with rent and/or security deposit, help with utility bills and job services. Applicants must be in immediate danger or losing their home. In addition, low-income families can qualify for subsidized housing through the Section 8 housing program offered by the Department of Housing and Urban Development.
Medical Assistance: Do you need help paying for medical expenses? You could qualify for free health insurance through the state Medicaid Program. The program offers insurance for low-income families and individuals. Additionally, children can get coverage through the Illinois All Kids Program. The purpose of the program is to provide free or low-cost health care for children. The coverage includes access to doctors, specialists, hospitals and prescription services.
Educational Assistance: Future college students can apply for help covering their tuition and other expenses through the Federal Pell Grant Program which offers free grants to students who come from lower-income families and who agree to attend school full-time. In addition, Illinois students can get help applying for loans, grants and scholarships through the Illinois Student Assistance Commission.
Community Action Centers: If you need help applying for services or finding emergency assistance, stop by one of your local community action centers. You can get help finding housing, food assistance, education resources and employment services. The purpose of the program is to help families and individuals become more self-sufficient through use local resources.
Charities: According to WalletHubs 2014 rankings, Illinois is the 28th most giving state. This means there are plenty of public and private resources available for individuals in need. You can get help through local charity programs like Alicia’s House, America’s Second Harvest and Heavenly Hands.