Money Assistance Montana
With 16.5 percent of residents at or falling below poverty level, Montana is among the states with some of the highest poverty levels in the nation. While unemployment rates in Montana are among the lowest in the nation, many families still are having issues covering all of their bills every month. If you are struggling to cover all of your expenses, you could qualify for a range financial assistance programs.
Assistance with utilities: Winters in Montana can get chilly, which means you need a reliable heating source to make sure you and your family stay safe and warm this winter. If you are struggling to keep the heat on this winter, you may qualify for assistance through the Montana Low-income Energy Program, which provides assistance to help supplement heating costs during the winter. Additionally, the program also provides free winterization services to help prep your home for the cooler months. You may also qualify for help through the Energy Share program, which provides reduced bills for almost 3,000 families each year.
Food Assistance: If you can prove your family has a financial need, you may qualify for assistance through the Supplemental Nutrition Assistance Program (SNAP) in Montana. Also known as Food Stamps, this program is offered through the Montana Department of Public Health and Human Services. Families may receive a monthly stipend to help cover the cost of food expenses. In addition to Food Stamp services, the WIC (Women, Infant, and Children) program provides additional food stipends to help women with young children put health food on the table.
Rent and Mortgage: If you are struggling to make rent or mortgage payments, you can get help through several federal programs like the Rural Development Single Family Housing Program, Section 8 Housing, Section 15 Housing or various loan programs. Additionally, the Montana Housing Division helps families find affordable housing options including classes for first-time homebuyers, a voucher program, Veterans Affairs Supportive Housing Program, and Shelter Plus Care Program. You must provide proof of financial need to qualify for most of these programs.
Medical Assistance: Montana residents may qualify for help with medical expenses through the state Medicaid or Medicare programs. Additionally, children may qualify for help through the CHIP (Child Health Insurance Program). You can also get help managing your bills, checking for errors and recovering any extra payments you may have made though the Montana Medical Bill Review. You do not have to pay for services out of pocket, though some insurance companies may charge for copies of your statements. Learn more about help with paying for medications and medical bills here.
Educational Assistance: Students with a financial need can receive assistance through the Federal Pell Grant Program. In addition, students can access assistance through The Montana Higher Education Student Assistance Corporation. The non-profit organization helps students find assistance in the form of loans, scholarships and grants to help pay for higher education. Students may also qualify for help through the Montana Tuition Assistance Program. For young children, there are many low cost school supply options in addition to certain free supply programs.
Community Action Centers: The Community Action Partnership of Northwest Montana provides assistance to communities through programs that help individuals learn to become more self-sufficient. Residents can learn more information about assistance through public and private organizations as well as attend classes and receive employment training.
Charities: In a recent study, Montana was ranked as the 37th most charitable state, despite the middle-of-the-road ranking, there are still opportunities to get help through private charities including church-funded programs like the Catholic Church’s Food Pantry as well as other private charities like Goodwill and The Salvation Army.
Loan Assistance: In certain circumstance you may just need cash to help with household needs. Learn about different borrowing options which don't include ridiculous terms like those of payday loans.