Money Assistance North Dakota
With 11.8 percent of the population living at or below poverty level and 12 percent of children considered to be living in poverty, North Dakota ranks in the top 10 for lowest poverty levels in the country. Despite having lower poverty levels than most states, there are many people who need help paying their bills every month. If you need assistance meeting some of your basic needs, there are multiple resources available, see below;
Assistance with Utilities: Residents in North Dakota can get help with their utility bills through the Low Income Home Energy Assistance Program (LIHEAP). Applicants are required to submit an application each season to qualify for funds and applicants must also meet specific financial restrictions. A family of four must make less than $51,000 per year to qualify. In addition residents can get assistance through Energy Share North Dakota. This program relies on private donations to assist needy families.
Food Assistance: North Dakota residents can apply for assistance to help supplement their food bill each month through the Supplemental Nutritional Assistance Program (SNAP), also known as food stamps. Residents are required to provide information about income, residency and employment to qualify. Residents can use the calculator tool to determine if they qualify. The Women, Infant and Children program provide help to pregnant women or women with children under five.
Loan Help: It you are dealing with financial issues that require cash, while options may be limited, there are decent loans available. Avoid short-term payday type loans and utilize non-profit and mainstream lenders who practice responsible lending. See different loan options here.
Rent and Mortgage: Low-income families can get access to lower rent through the Section 8 housing program offered by the Department of Housing and Urban Development. Residents may also be able to get help with Rental Assistance through the North Dakota Housing Finance Agency. Residents may either pay 30 percent of their adjusted gross income towards rent through the moderate rehabilitation program or receive a low-income housing tax credit.
Medical Assistance: Qualifying residents can get help with their medical bills through the North Dakota Medicaid Program. The Medicaid program offers free health insurance to qualifying families. Children may also be covered through the CHIP (Children’s Health Insurance Program) if their family doesn’t qualify for Medicaid. Residents can also take advantage of clinics that charge based on income level, to help reduce their expenses.
Educational Assistance: Potential college students may qualify for assistance with their tuition and fees through the Federal Pell Grant Program, which provides free grants to students who meet income restrictions. Students may have their entire tuition paid for through the Tuition Assistance Program offered by the North Dakota National Guard. Students must agree to serve at least six years (including 2 years following college) to receive funds.
Community Action Centers: North Dakota residents can receive additional support through local community action centers like the Community Action Partnership which offers counseling, housing assistance, access to food pantries and classes on self-sufficiency. Residents can get help apply for programs and find help looking for work.
Charities: North Dakota is ranked as the 25th most charitable state, according to the Wallet Hub. This means there are plenty of opportunities for needy families and individuals to get the help they need through various charities. Popular charities in North Dakota include: The Ronald McDonald House, Sanford Children’s Clinic, God’s Child Project (which targets families with children living in poverty), and Red Cross. Residents can contact individual charities to receive assistance. Several Food Pantries throughout the state are provided by the Catholic Church.