Money Assistance South Carolina
South Carolina is ranked number 43 in the US in reference to its poverty level according to Poverty USA. About 18.6% of residents are at or below the poverty level – that’s almost one fifth of the population. Fortunately, South Carolina has facilitated programs on the state and national level to help low income families and individuals in need – Below is a list of financial help programs for the state.
Assistance with Utilities: If you are having trouble affording your utility bills, you may be eligible for the Low-Income Home Energy Assistance Program (LIHEAP). The goal of this program, LIHEAP, is to provide South Carolina residents with the assistance they need to pay their heating bills in the winter and their cooling bills during the summer. Eligibility is determined by income level.
Food Assistance: Food assistance in South Carolina is available through the Supplemental Nutrition Assistance Program (SNAP). This is a federal program administered by the South Carolina Department of Social Services. The goal of the program is to end hunger and help low income families receive adequate nutrition. Benefits can be used to buy food at participating stores. Eligibility is determined by income and family size.
Loan Help: If you are finding it hard to get a loan to assist with household needs. Try utilizing a specialty loan from the bank (rarely advertised) or low income loans from non-profits, credit unions. Learn more about these different loan options here.
Rent and Mortgage: If you’re having trouble paying rent, South Carolina offers residents help through subsidized apartments. This is made possible by the U.S. Department of Housing and Development (HUD). Section 8 Housing is also available. These are Public Housing Apartments whose rent can be supplemented with vouchers from the government. South Carolina offers help for homeowners through the Hardest Hit Program. Individuals in need can get help with their mortgages through this program if they’re facing hardships such as unemployment or medical expenses.
Medical Assistance: South Carolina residents in need can receive medical assistance through a few different programs. Medicaid is a program that helps low income individuals receive paid for health coverage. Eligibility is determined by income. The Children’s Health Insurance Plan offers insurance to children whose families are not eligible for Medicaid because the family makes too much.
Educational Assistance: The South Carolina Higher Education Tuition Grants Commission offers help to low-income individuals who want to pursue higher education. The goal of this program is to improve accessibility to higher education for all residents. They provide need based grants for eligible full time students. Each grant is appropriated by the State General Assembly annually.
Community Action Center: The South Carolina Association of Community Action Partnerships is a program geared toward addressing the needs of low income residents of South Carolina. They work to provide necessary resources and programs as well as advocating policies that strengthen these assistance programs. Their goal is to help residents by promoting self-sufficiency and offering extensive training and professional development opportunities.
Charities: Because of the poverty levels in South Carolina, many charities have arisen in order to help those in need. Operation RoundUp is a charity offered by many of the utility companies in South Carolina including Mid-Carolina Electric Cooperative and Palmetto Electric Cooperative. They help low-income families and individuals receive grants and financial aid for clothing, shelter, food, healthcare, utilities and other community services.