Money Assistance New Hampshire – Help paying bills, rent, loans & more

According to PovertyUSA, New Hampshire ranks as the state with the lowest poverty rate in the country at 8.7 percent of the population living at or below the poverty line. Whilst this is a great achievement for the state, there are still a large number of residents in need of some form of financial help. Fortunately the state has multiple financial assistance programs and services. If you are dealing with money problems, get help with paying bills, borrowing money, putting food on the table or even medical assistance.

Below are multiple ways to get financial help in New Hampshire. Services that include help paying bills, rent, food/groceries, personal loans, debt relief and as mentioned various government benefits and support agencies across Manchester, Nashua, Concord and all other cities in New Hampshire.

Social Security Loans (SSI)
Many residents living in New Hampshire collecting Social Security may qualify for more financial assistance through SSI. For those whose only income is Social Security and you are in need of a loan, there may be specialist lenders who will assist. Learn more about SSI and other social security loan options here.

Assistance with Utilities: If you need help with your energy bills, you may be able to get help through the Electric Assistance Program which provides a discount ranging from 9 to 77 percent of the total electric bill for qualifying families. The program is income based and requires families of four to make less than $48,500 per year. You may also be able to get help through the Fuel Assistance Program which offers help paying for fuel associated with heating costs.

Food Assistance: Residents who need help getting food on their table can apply for assistance through the state Supplemental Nutritional Assistance Program (SNAP). Formerly known as Food Stamps, the SNAP program provides a monthly stipend to help offset the cost of grocery bills. In addition to SNAP, pregnant women and women with children under the age of 5 may qualify for help through the Women, Infant and Children (WIC) program, which provides educational and nutrition resources. Families with small children can get help paying for school lunches through their local school district. If you don’t qualify for assistance or need extra help, you may be able to find help at a local Food Pantry.

Loan Assistance: Do you need help qualifying for a loan? Learn about low income, lower rate loans which are provided by some banks, credit unions and non-profits. These are loans that have been specifically created to provide low income borrowers responsible alternatives to micro and payday loans. Learn about these different loan types here.


Rent and Mortgage: If you are having a difficult time paying rent or mortgage payments, you may be able to get help through New Hampshire Housing. You can get help with low down payments (for new homeowners) as well as access to a Voucher Assistance program and a Tax Credit program. In addition, you may qualify for help through Section 8 Housing which offers subsidized housing for low-income families. Families are required to file an application and prove financial need to qualify.

Medical Assistance: If you need help covering medical expenses, you may be able to get help through the state Medicaid program. The program is designed to provide free or low-cost health insurance to low-income families and pregnant women. If you have children in your home but don’t qualify for Medicaid, you may be able to get lower-cost insurance for your children through the New Hampshire Children’s Health Insurance Program (CHIP). In addition, residents can get help through area free clinics.

Educational Assistance: Future college students in New Hampshire can get help with college expenses through the Federal Pell Grant program which offers free grants to full-time college students from qualifying homes. Families with small children can get help with early-education expenses through the Head Start Program.

Community Action Centers: If you need additional help with applying for assistance or getting emergency help in the event of immediate loss of shelter, you can get help at your local Community Action Center. Residents can also get help with job searching and training as well as educational resources and volunteer opportunities.

Charities: According to WalletHub, New Hampshire ranked as the 19th most giving state in 2014. With more people giving in New Hampshire than most other states, there are plenty of opportunities for residents to get through help they need through private and public charities like Harbor Homes and the Lake Region Scholarship Foundation.


Learn more about free items and other money assistance services in New Hampshire, including: Free clothes, furniture, car, school accessories, help with fines, seasonal items & more!
The below services are in general and may not be available in New Hampshire. However, if not available, many may have partnerships with other organizations through out the state that they can connect you with.

Free Hotel or Motel Vouchers for the Homeless or Emergencies
Those experiencing hardship and are without a roof over their head can access different types of short and possibly longer term accommodation throughout New Hampshire. Learn more about accommodation assistance in here.

Dealing with tickets or fines
If you have unpaid tickers or fines, avoiding them will only create further financial and credit problems. Learn about ways to get assistance with dealing with fines in New Hampshire, from requesting a waiver or challenging inaccurate fines. Get the information you need to tackle fines here.

How to get a free laptop or computer
Low income families have a range of organizations that provide free technology assistance such as computers and laptops throughout the country including New Hampshire. Learn about what free computers and laptop organizations are near you and how to apply here.

Getting a free or low cost car
At any given time there are different organizations that assist low income earners with transportation. Across the country and in New Hampshire there are different services that assist people with getting a vehicle. Learn more about free cars, how to get one and where to apply.

How to get free gas for emergencies
Gas prices in New Hampshire like most of the country are extremely high. This can put serious pressure on the family budget. For those dealing with cashflow issues and finding it hard to put fuel in the car, there is help. Learn how to get free gas for emergencies through free gas vouchers.