Money Assistance Georgia
In this difficult economy, many people are struggling financially. In Georgia, 19% of people are living in poverty. Over a quarter of children, 26.5% are living in poverty. Poverty USA ranks Georgia 47 in poverty ratings compared to other states. To help combat these poverty rates, Georgia has set up programs to help families and individuals that are in need.
Assistance with Utilities: If you’re having trouble affording your utility bill, Georgia’s Energy Assistance Program (EAP) is available. It can help people who are low-income pay for heating and cooling bills. The assistance is available in all 159 counties in Georgia. You can apply and learn if you’re eligible by contacting your local Community Action Agency.
Food Assistance: Food assistance is available in Georgia through the Division of Family and Children Services. The Georgia Supplemental Nutrition Assistance Program (SNAP) (also known as the Food Stamp Program) is a federally funded program that helps Georgia residents to be able to buy food to make healthy meals and improve nutrition. Eligibility is determined by income and family size. Anyone can apply for these benefits online or through your local Community Action Center.
Loan Assistance: Certain financial situations require cash. If you are in need of a loan and are having issues qualifying with a mainstream lender, there are other options available. There are many non-profits, credit unions that offer specialty loans. Even some banks provide specialty loans in partnership with the government, they just aren’t heavily advertised. Learn about different low income loans here.
Rent and Mortgage: If you need help paying your rent or mortgage in Georgia, the U.S. Department of Housing and Urban Development makes reduced rental options available. Subsidized apartments have reduced rent for low-income tenants. HUD helps the apartment owners to be able to make subsidized apartments available. Another option is Section 8 housing. Vouchers are used to supplement rent payments to certain Public housing. HUD can also help you if you’re a homeowner by assisting you in avoiding foreclosures.
Medical Assistance: Medicaid is a program available to Georgia residents that provides healthcare. You must meet the citizenship, income and resource requirements in order to become eligible. You can apply for Medicaid at your local DFCS office, by telephone, mail, fax or e-mail. PeachCare for Kids is a resource available to help provide health care for children whose family isn’t eligible for Medicaid. PeachCare for Kids requires the household income to be at or below 235% of the federal poverty level.
Educational Assistance: If you’re in need of financial assistance for higher education, The Georgia Student Finance Commission can help. It is a state agency that provides grants, loans and state and lottery funded scholarships. The HOPE scholarship is available for students who are outstanding. Eligibility is determined by grade point average. The scholarship will help students pay for a portion of tuition costs at eligible colleges and universities in Georgia.
Community Action Center: The state of Georgia helps low income residents with the Georgia Community Action Association. The community action association promotes social and economic justice for everyone and helps to fight poverty. They make resources available to the community through state wide programs.
Charities: Within Georgia, there are a multitude of charities working to help people in need. Catholic Charities is a charity dedicated to helping people in need. They offer help with housing, food, financial aid, clothing and holiday assistance. Love Inc. is an organization that helps families facing a one-time crisis such as overdue bills.